SIP Calculator

Compare invested amount, gains, future value and purchasing value with monthly compounding.

Professional live estimate

SIP Calculator

Estimate regular SIP growth with optional annual step-up and inflation-adjusted purchasing value.

Investment assumptions

Investment categoryStarting monthly SIP (₹)Expected annual return (%)Investment period (years)Annual SIP step-up (%)Expected inflation (%)

Selected categoryEquity-oriented SIP

12% assumed return · 0% annual contribution step-up · 6% inflation.

Monthly compounding

Projected investment value

Total invested amount₹12,00,000

Estimated wealth gain₹11,23,390.76

Estimated future value₹23,23,390.76

Value in today's money₹12,97,369.27

How this complete SIP estimate works

Each monthly contribution is compounded at the entered expected return. Annual step-up increases the monthly contribution after every 12 months, while the inflation-adjusted result shows the approximate purchasing value in today's money.

Important: Returns and inflation are assumptions, not guarantees. Mutual funds are market-linked; taxes, costs, exit loads and actual return sequence can change the outcome.

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