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Free Business Tool
EMI Calculator
Choose the loan category and calculate a complete reducing-balance repayment summary.
Professional live estimate
EMI Calculator
Professional reducing-balance loan estimate including loan category and processing fee.
01
Loan details
Selected categoryBusiness loan
Reducing balance60 monthly instalments at 10% p.a.
02
Repayment summary
Monthly EMI₹10,623.52
Principal amount₹5,00,000
Total interest₹1,37,411.34
Processing fee₹0
Loan repayment₹6,37,411.34
Total cash outflow₹6,37,411.34
Interest share21.56%
Number of EMIs60
How this complete EMI estimate works
The annual interest rate is converted to a monthly reducing-balance rate. EMI, total interest and repayment are calculated across the selected tenure; the processing fee is then added separately to show estimated total cash outflow.
Important: Lender charges, GST on fees, insurance, prepayments, floating-rate changes and lender-specific rounding can affect the actual EMI and total outflow.
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